Lawrence Yun, National Association of REALTORS (NAR) chief economist, said the [housing] gains may result partially from delayed transactions. “Housing affordability conditions are at a record high and there is a pent-up demand from buyers who’ve been on the sidelines, but contract failures have been running unusually high. Some of the increase in pending home sales appears to be from buyers recommitting after an initial contract ran into problems, often with the mortgage,” he said. – November 2011
Don’t let this happen to you. I do not mind picking up the ball when it’s been fumbled but why not hand it off to me to begin with?
My transactions DO NOT fall out! As long as the applicant has provided all of the needed documentation, we do not see files fall out in the eleventh hour. You can only truly expect this from an AZDFI licensed mortgage loan originator. My license number from the Arizona Department of Financial Institutions (AZDFI) is LO# 0912649. I am also registered with the Nationwide Mortgage Licensing System (NMLS) and my NMLS number is NMLS# 226533. Be certain you are working with someone licensed with the AZDFI and not just registered on NMLS. Your closing could depend on it.
Ready to Buy Your Next or First Home? Let’s talk.
Mortgage loan applications are much more accurate when taken verbally and there is a dialogue between the applicant(s) and the mortgage originator. So you won’t see some online form to fill out or a rate quote feature because the rate cannot be accurately determined until a full application has been taken. As a AZDFI licensed and NMLS registered professional mortgage loan originator, you can count on the expert loan structuring advice you will receive from me. Having a properly structured mortgage loan file is paramount to closing your mortgage loan…the first time.
If you fill out this contact form I will contact you back at my earliest convenience. Be sure to include a good telephone number and you can usually expect a call back within 24 hours or you may always contact me directly. My contact info is also listed towards the top of this site. Call or text me!
